The booklet also discusses prudent risk management and regulatory requirements. On March 27, the Office of the Comptroller of the Currency (OCC) issued a new asset-based lending handbook. The Office of the Comptroller of the Currency’s (OCC) Comptroller’s Handbook booklet, “Asset-Based Lending,” provides guidance for bank examiners and bankers on asset-based lending (ABL) activities. Quarterly Report on Bank Trading and Derivatives Activities, Detecting Red Flags in Board Reports: A Guide for Directors, Accounts Receivable and Inventory Financing (March 2000) Addresses real estate loan policy, environmental risk, unsound mortgage loans, home equity lines of credit, and adjustable rate mortgages, Sampling Methodologies (August 1998) In this posting, I’ll identify and list some of the legal topics that create risks in commercial real estate lending. Third-Party Relationships: Risk Management Guidance, Central Application Tracking System (CATS), Office of Thrift Supervision Archive Search, Office of the Comptroller of the Currency, Federal Branches and Agencies Supervision, Economics Working Groups and Active Output, Office of Enterprise Governance and the Ombudsman, Founding of the OCC & the National Banking System, Community Developments Investments (February 2013), Community Developments Investments (March 2017), Community Developments Investments (June 2016), Community Developments Investments (July 2015), Community Developments Investments (September 2016), Community Developments Investments (February 2018), Community Developments Investments (November 2013), Community Developments Investments (November 2018), Office of Minority and Women Inclusion (OMWI) Publications, Quarterly Report on Bank Trading and Derivatives Activities, Allowances for Loan and Lease Losses (ALLL), Current Expected Credit Losses (CECL) Methodology, BSA/AML Bulletins, FinCEN Advisories, & Related BASEL Information, Links to Other Organizations’ BSA Information, Employee Benefits and Retirement Plan Services, GLBA/Reg R/Retail Nondeposit Investment Sales, Traditional and Alternative Investment Management Services, Legal Opinions Regarding Federal Savings Associations, Credit Cards, Debit Cards, And Gift Cards. On August 20, 2013, the OCC issued the “Commercial Real Estate Lending” booklet of the Comptroller’s Handbook. This includes consumer loans, credit cards, auto loans, student loans, and loans to individuals secured by their personal residences, including first mortgage, home equity, and home improvement loans. Addresses the fundamentals of agricultural loan underwriting and administration, and provides examiner guidance, Allowance for Loan and Lease Losses (May 1998) The OCC today issued an update to the “Installment Lending” section of its Comptroller’s Handbook. Last month, the Office of the Comptroller of the Currency published the Commercial Real Estate Lending handbook (August 2013). The new booklet, part of the Safety and Soundness category of the handbook, discusses the risks associated with retail lending and provides a framework for evaluating retail credit risk management activities. The booklet also discusses prudent risk management and regulatory requirements. On March 27, 2014, the Office of the Comptroller of the Currency (OCC) issued a new handbook “Asset-Based Lending,” which provides guidance to federal bank examiners, national banks and federal savings associations 1 on the safety and soundness of asset-based lending (ABL). Covers the Shared National Credit Program, country risk, extension of credit to insiders and brokerage firms, and highly leveraged transactions, Commercial Real Estate Lending (January 2017) Course Objectives: Through interactive class discussions and course materials centered around nine key areas of … Provides an overview of country risk, appropriate procedures, and examiner guidance, Floor Plan Lending (January 2017) The Office of the Comptroller of the Currency (OCC) issued today the “Retail Lending” booklet of the Comptroller’s Handbook. 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